The Entrepreneurship in Industry
Ministry of Industry, Trade and Supply /Industrial Development Fund
- The business must be classified as micro (1–4 employees), small (5–24 employees), or medium (25–100 employees), in accordance with the program definition.
- The business must operate within an eligible industrial sector (all industrial sectors are eligible except those explicitly excluded under the Fund’s regulations).
- The business must be registered and operational for at least one year.
- The business must meet the minimum annual sales thresholds:
- Micro enterprises: not less than 10,000 JOD
- Small enterprises: not less than 25,000 JOD
- Medium enterprises: not less than 50,000 JOD
- The business must be 100% privately owned (for publicly listed industrial companies, government ownership must not exceed 5%).
- The business must provide bank statements covering a minimum period of 12 months, showing all financial transactions.
- The business must submit financial documents demonstrating annual sales (audited financial statements for small and medium enterprises; for micro enterprises, audited statements are preferred, or any supporting documents proving annual sales).
- The business must not have declared bankruptcy.
- The business must be registered with the Social Security Corporation (at least one employee).
- The business must be registered with the Ministry of Industry, Trade and Supply, the Companies Control Department, or other relevant official entities.
- The business must hold a valid professional license issued by the competent authority.
- The business must provide a tax clearance certificate from the Income and Sales Tax Department.
- The business must demonstrate financial capacity to cover its contribution.
- The application must be submitted through the official platform using the approved form.
- The proposed project must align with the program objectives and comply with program rules, co-financing requirements, and implementation timelines.
- The business must submit a CRIF credit report during the initial application stage.
The Entrepreneurship in Industry Programme aims to achieve the following key performance targets within a maximum period of 12 months from the date of signing the Grant Agreement with the beneficiary enterprises:
- Sales Growth: Achieve an average annual increase of at least 10% in total sales (revenue) for at least 70% of the beneficiary micro, small, and medium industrial enterprises.
- Job Creation: Create new and sustainable employment opportunities for Jordanian nationals.
Performance Requirements for Financial Support
Micro Industrial Enterprises
Maximum Grant: JOD 25,000
- Create at least 2 new jobs
- Achieve at least 10% growth in total sales.
Small Industrial Enterprises
Maximum Grant: JOD 50,000
- Create at least 4 new jobs
- Achieve at least 10% growth in total sales.
Medium Industrial Enterprises
Maximum Grant: JOD 100,000
- Create at least 8 new jobs
- Achieve at least 10% growth in total sales.
If an enterprise commits to creating fewer new jobs than the minimum required to qualify for the maximum grant amount, the grant amount will be reduced by JOD 12,500 for each missing job.
Definition of New Sustainable Jobs
New sustainable jobs must meet all of the following conditions:
- The employee must be a Jordanian national and registered with the Social Security Corporation.
- The employee must have an employment contract approved by the Ministry of Labor for a minimum period of 12 months from the date of signing the Grant Agreement.
- The employee must receive a salary that is not less than the applicable minimum wage.
- The beneficiary enterprise shall undertake to retain the newly created jobs for at least one additional year after the end of the Grant Agreement.
- Employees may be replaced during implementation, provided that the total number of newly created jobs, including jobs allocated to women, remains unchanged.
- Purchase of raw materials and salaries
- Purchase of land, buildings, furniture, and vehicles intended for passenger or shared transportation
- Consultancy fees related to grant management
- Purchase of used machinery or equipment
- Promotional materials and giveaways (e.g., pens, agendas, branded gifts)
- Provisions for losses or potential future liabilities
- Interest payments of any kind
- Costs already declared and funded under another project or program
- Costs incurred prior to the official grant agreement signing date
- Costs incurred after the end of the contractual implementation period
- Foreign exchange losses
- Taxes and fees, including customs duties
- Event sponsorship and hospitality expenses
- Trade sector
- Services sector
- Tourism sector
- Alcohol-related industries in all forms, including:
- Distillation, rectification, and blending of spirits
- Wine production
- Beer and malt beverage production, including fermentation processes
- Tobacco industry, including cultivation and manufacturing of tobacco products
- Cement industry and quarrying/extraction activities (Note: Manufacturing activities involving processing of extracted materials are eligible)
- Agricultural activities (Note: Post-harvest and agro-processing activities are eligible)
- Businesses primarily engaged in software development and/or sales
- Bakeries
- Home-based businesses
- Investments that cause significant harm to environmental, natural, or cultural areas
- Production of weapons or core components
- Production of radioactive materials (excluding medical and quality control materials)
- Production of asbestos
- Coal mining and unconventional fossil fuel extraction activities
- Nuclear power plants and uranium extraction projects
- Businesses that have declared bankruptcy
- Businesses with significant negative environmental impact
- Businesses not registered with relevant official authorities
- Businesses without a valid professional license
- Businesses that do not meet the minimum annual sales requirements
- Businesses not registered with the Social Security Corporation
- Businesses unable to demonstrate financial capacity or provide the required beneficiary contribution
- Businesses that fail to submit required documents or do not apply through the official platform
- Businesses whose proposed projects do not align with program objectives
- Businesses that do not comply with program rules, co-financing requirements, or implementation timelines
- Businesses receiving funding for the same costs under another project or program
- Businesses where private sector ownership is less than 95%
Administrative Evaluation (Eligibility screening) Stage:
- Valid professional license issued by the relevant municipality, Greater Amman Municipality, or other competent authority (to be uploaded عبر the official platform).
- Initial Technical Evaluation Stage (initial application): Applicants who pass the administrative evaluation must submit the following:
- Bank statement for at least 12 months showing all financial transactions (deposits, withdrawals, and balance).
- Financial documents demonstrating annual sales:
- Micro enterprises: documents proving annual sales of at least 10,000 JOD (audited financial statements are preferred, or any supporting documents).
- Small and medium enterprises: audited financial statements prepared by a certified auditor, including income statement, balance sheet, and cash flow statement for the last two fiscal years (minimum one year if the business is less than two years old).
- CRIF credit report:
- Micro enterprises: for the business owner or the enterprise
- Small and medium enterprises: for the applying enterprise (must be unprotected and accessible without a password).
- Agreement Signing Stage: Applicants who pass the final technical evaluation will sign an agreement with the Ministry of Industry, Trade and Supply. Original documents may be requested. Before First Disbursement:
- Promissory note equivalent to the grant amount and legal guarantee
- Tax clearance certificate
- Before Subsequent Disbursements:
- Tax clearance certificate (before each payment)
- Proof of achieving agreed milestones and targets
- Maximum Grant Amount:
- Micro enterprises: up to 25,000 JOD
- Small enterprises: up to 50,000 JOD
- Medium enterprises: up to 100,000 JOD
- Fund Contribution:
- The Fund contributes up to 70% of total eligible project costs
- The beneficiary is required to cover the remaining 30%
- Additional Incentives for Women-Owned/Managed Businesses and Female Employment: Women-owned or women-led businesses:
- Eligible for an additional 10% contribution from the Fund, increasing the total contribution up to 80%
- Female employment:
- The Fund provides an additional 5% contribution for each newly hired Jordanian female employee, up to a maximum of 10%
- The total Fund contribution shall not exceed 80%
- Expansion or upgrading of existing production lines, including the purchase of new production lines. (the machines must be new and have been manufactured in the current year or the year before)
- Implementation of smart solutions and systems to improve the management efficiency of water, energy, waste, or climate change adaptation.
- Obtaining quality and environmental certifications, including infrastructure improvements for workplace environment, environmental compliance, and energy efficiency.
- Product development, including the introduction of new products and improvement of existing products.
- Registration fees and establishment of business development offices in target markets.
- Marketing and promotional activities in target markets.
- Participation in trade fairs and exhibitions.
- Branding and image-building activities.
- Business development and sales growth initiatives.
- Access to databases of exporters or business groups in target markets.
- Market intelligence research and informational reports.
- Accounting, human resources, and sales management systems.
- Other activities directly contributing to enterprise growth and competitiveness.
